PRIVACY POLICY Effective Date: 25/2/2026 This Privacy Policy governs the collection, use, disclosure, and protection of personal information by JARNAZI OU ("Company", "we", "us", or "our") in connection with our website, applications, and services (collectively, the "Service"). Company Name: JARNAZI OU Legal Address: Ahtri tn 12, 10151 Tallinn, Estonia Contact Email: contact@jarnazi.com By accessing or using the Service, you acknowledge that you have read and understood this Privacy Policy. 1. INFORMATION WE COLLECT We may collect the following categories of information: A. Account Information - Name - Email address - Login credentials - Account preferences - Token balances and usage history B. Transaction Information - Token purchase history - Billing metadata - Payment confirmations (processed by third-party providers) C. Technical and Usage Data - IP address - Browser type and version - Device identifiers - Log data - Session activity - Feature usage metrics D. Communications - Messages submitted via contact forms - Customer support inquiries - Administrative communications E. AI Interaction Data - Inputs submitted to debate or AI systems - Generated outputs - Usage metadata relating to AI functionality 2. PURPOSES OF PROCESSING We process personal data to: - Provide and operate the Service - Manage accounts and token balances - Process transactions - Prevent fraud and abuse - Monitor security - Improve functionality and performance - Comply with legal obligations - Enforce contractual rights 3. LEGAL BASIS FOR PROCESSING (EEA/UK USERS) If you are located in the European Economic Area or United Kingdom, we process your data under one or more of the following legal bases: - Performance of a contract - Compliance with legal obligations - Legitimate interests - Consent (where required) 4. CALIFORNIA PRIVACY RIGHTS (CCPA/CPRA) California residents may have rights to: - Request access to collected personal data - Request deletion of personal data - Correct inaccurate information - Opt out of sale or sharing (we do not sell personal data) - Limit use of sensitive data (where applicable) Requests may be sent to: contact@jarnazi.com We do not discriminate against users who exercise privacy rights. 5. DATA SHARING We do not sell personal information. We may share data with: - Payment processors - Hosting and infrastructure providers - Cloud service providers - Analytics services - Legal authorities when required by law - Professional advisors All service providers are contractually obligated to safeguard data. 6. INTERNATIONAL DATA TRANSFERS Data may be transferred and processed outside your country of residence, including outside the European Union. Where required, we implement appropriate safeguards such as Standard Contractual Clauses. 7. DATA RETENTION We retain personal data only as long as necessary for business, legal, contractual, and security purposes. 8. DATA SECURITY We implement industry-standard technical and organizational safeguards. However, no system is completely secure. 9. AUTOMATED PROCESSING The Service uses automated systems, including AI models, to process user inputs and generate outputs. Such outputs may be inaccurate or incomplete. 10. CHILDREN The Service is not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors. 11. YOUR RIGHTS Depending on your jurisdiction, you may have rights to: - Access personal data - Correct inaccuracies - Request deletion - Restrict processing - Object to processing - Data portability - Withdraw consent To exercise your rights, contact: contact@jarnazi.com 12. CHANGES TO THIS POLICY We may update this Privacy Policy at any time. Updated versions will be posted with a revised effective date. 13. CONTACT INFORMATION JARNAZI OU Ahtri tn 12, 10151 Tallinn, Estonia Email: contact@jarnazi.com